Charlecote Residential Surveys and Valuations

The most commonly requested survey, offering a detailed assessment of the building’s condition, defects, urgent issues and maintenance considerations. Presented in a clear, easy-to-navigate format, it’s designed to support informed decision-making for most home purchases.

Level 2 Home Survey (RICS)

Survey Only

All the insight of a Level 2 survey, combined with an independent market valuation and insurance rebuild cost. This provides a rounded picture of both condition and value, supporting mortgage requirements and negotiations.

Level 2 Home Survey (RICS)

With Valuation

A comprehensive, in-depth survey tailored for older, larger, listed or significantly altered properties. This survey examines construction, structural integrity and defects in detail, offering a full understanding of condition and necessary repairs.

Level 3 Home Survey (RICS)

Survey Only

A comprehensive Level 3 survey combined with an independent market valuation and insurance rebuild cost. Ideal for older, larger or more complex properties, this report provides a detailed assessment of construction, structural integrity and defects, alongside a clear understanding of the property’s value—supporting informed decisions, mortgage requirements and potential negotiations.

Level 3 Home Survey (RICS)

With Valuation

For properties that fall outside the standard categories — including complex structures, high-value homes or unique construction — we offer tailored inspections and reporting to give full clarity where standard surveys aren’t sufficient.

Bespoke Building Survey (RICS)

Tailored To Your Property

HOW WE HELP

Clear, reliable guidance

We provide independent surveys and valuations that give buyers, homeowners and lenders a detailed understanding of a property’s condition and true market position.

Combining RICS expertise, local insight and modern reporting methods, we deliver the clarity you need to make confident, well-informed decisions.

GIVING YOU CLARITY

Our Valuations

Help to Buy Valuations

A Help to Buy valuation is required when repaying all or part of your Help to Buy equity loan. The valuation determines the current market value of your property, which is then used to calculate the amount owed to the scheme provider.

This valuation must be carried out by an independent RICS Registered Valuer and provided in a formal report that meets the scheme’s requirements. It is typically needed when you are selling your property, remortgaging, or choosing to repay the equity loan.

At Charlecote, we provide compliant Help to Buy valuations with clear, professionally presented reports, helping you progress your sale, remortgage or repayment with confidence.

Shared Ownership Valuations

A Shared Ownership valuation is required when buying additional shares in your property (staircasing) or when selling your share. The valuation establishes the current market value of the property, which is then used to calculate the price of the share being bought or sold.

This valuation must be carried out by an independent RICS Registered Valuer and provided in a formal report that meets the requirements of your housing provider. In most cases, the report is valid for a limited period, after which an updated valuation may be needed.

At Charlecote, we provide clear, compliant Shared Ownership valuations, helping you progress your sale or staircasing process with confidence.

Probate Valuations

A Probate valuation is required to establish the market value of a property at the date of death, forming part of the estate for inheritance tax and legal purposes. This valuation ensures that the estate is reported correctly and provides a clear basis for any subsequent sale or distribution of assets.

This valuation must be carried out by an independent RICS Registered Valuer and presented in a formal report suitable for submission to HMRC and legal representatives. Accuracy is essential, as the valuation may be subject to scrutiny and can have implications for tax liabilities and estate administration.

At Charlecote, we provide professional, well-supported Probate valuations, offering clarity and reassurance at what is often a sensitive and complex time.

Matrimonial Valuations

A Matrimonial valuation is required to establish the market value of a property during divorce or separation proceedings. This valuation provides an impartial assessment of the property’s worth, helping to inform financial settlements and ensure a fair division of assets.

This valuation must be carried out by an independent RICS Registered Valuer and is typically prepared as a formal report suitable for use by solicitors or the court. In some cases, the valuer may be appointed jointly by both parties as a Single Joint Expert to provide an unbiased opinion.

At Charlecote, we provide clear, objective Matrimonial valuations, supporting you and your advisors with reliable information during what can be a complex and sensitive process.

Private valuations

Private valuations are required for a range of personal and legal purposes, including probate, matrimonial proceedings and other private client matters. These valuations provide an independent assessment of a property’s market value at a specific point in time, often for formal or evidential use.

A probate valuation establishes the value of a property for inheritance and estate administration, while a matrimonial valuation supports fair division of assets during divorce or separation. Other private valuations may be required for tax planning, dispute resolution or internal decision-making.

At Charlecote, our RICS Registered Valuers provide clear, professionally prepared reports that can be relied upon for formal purposes, giving you confidence in the accuracy and integrity of the valuation.

Lender Panels

Charlecote works with a range of lenders to provide independent property valuations as part of their approved panel of surveyors. These valuations are typically required to support mortgage lending decisions, ensuring that a property provides appropriate security for the loan.

Acting on behalf of the lender, our role is to provide an objective assessment of the property’s market value, along with relevant commentary on its condition and any factors that may affect its suitability for lending.

Our valuers are experienced in delivering reports in line with lender requirements, providing clear, reliable advice within required timescales to support efficient mortgage processing.

OUR ETHOS

Giving you confidence

Our RICS-qualified surveyors combine local knowledge, modern technology and national standards to provide insight you can rely on. We focus on giving you the full picture: identifying risks, explaining issues in plain English and ensuring every decision is grounded in expert guidance.

CLEAR ASSESSMENTS

Detailed property inspections

We carry out comprehensive internal, external and structural inspections, using drone technology and modern surveying methods where appropriate. Our reports highlight issues clearly, helping you understand condition, risks and required improvements without unnecessary jargon.

TRUSTED FOR MORTGAGES, PROBATE AND PERSONAL DECISIONS

Accurate, compliant valuations

Our RICS-regulated valuation team provides accurate, evidence-based reporting for lenders, legal processes and personal planning. Every valuation is produced to recognised professional standards, ensuring confidence, compliance and consistency.

PRACTICAL ADVICE FROM PROFESSIONALS

Guidance you can act on

We oversee statutory compliance, financial reporting and operational risk management with meticulous care. Working with trusted partners for fire safety, insurance and technical oversight, we ensure your buildings remain compliant, resilient and well-positioned for long-term value growth.